Health Insurance
Effective 7/1/2023, The Town will offer the following plan options for active employees and retirees who are not eligible for Medicare:
 Access Blue New England Saver II
 Preferred Blue PPO Saver II
 2023 Employee Benefits Summary Report

For further information on your health benefit please visit:
https://planinfo.bluecrossma.com/customblue/2022/townofware
zoom video
2022 BCBS Ekit
Health Insurance Flyer

Please see the following documents for further information on the new plans as well as a comparison to the current plans:
     FY22 Health Insurance Renewal - BCBS & Non-Stop Wellness
     Health Insurance Q & A
     Non-Stop Wellness Member Guide
     Informational Video on Non-Stop Wellness:  https://youtu.be/t41IzXpv5oY

Following are the premium rate schedules for FY24:
                                     Health Insurance Rates FY24

Remember to consider the Health Insurance Opt-Out Program.
This program will provide up to a $4,000 stipend for those currently on Ware health insurance coverage who obtain alternative coverage through a spouse or qualified alternative.  Click here for policy details.

Dental Insurance
The Town offers dental insurance through Blue Cross Blue Shield.  Beginning 7/1/23, the plan offered will be
Dental Blue Freedom and employees will be able to choose coverage at the tiers listed below.

Employee pays 100% of premiums.
Monthly Premiums for FY22 are:                            Monthly Premiums for FY23 are:
     Individual      $ 44.87                                                  Individual        $ 41.46
     Double           $ 95.61                                                  Double              $ 88.34
     Family            $133.78                                                 Family               $123.61

Vision Insurance
The Town offers vision insurance through VSP Vision.

Employee pays 100% of premiums.
Monthly Premiums for FY22 are:                             Monthly Premiums for FY23 are:
     Individual     $ 7.43                                                      Individual           $ 7.43
     Double          $10.77                                                     Double                $10.77
     Family           $19.31                                                     Family                 $19.31

Group Term Life and AD&D Insurance
The Town offers a $5,000 Term Life and Accidental Death and Dismemberment insurance policy with a monthly premium of $3.60, of which the Town pays 90% ($3.24), and the employee pays 10% ($.36).

Upon retirement, this policy converts to a $2,000 Life policy.