Full-Time Employee Benefits

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Health Insurance
The Town offers the following plan options for active employees and retirees who are not eligible for Medicare:
     HMO Blue New England Options Deductible v.5
     Preferred Blue PPO Options v.5

Following is the premium rate schedule for FY17:
     Health Insurance Rates FY17


Dental Insurance
The Town offers dental insurance through Blue Cross Blue Shield.

Employee pays 100% of premiums.
Monthly Premiums for FY17 are:
     Individual     $  43.43
     Family           $126.25

Vision Insurance
The Town offers vision insurance through VSP Vision.

Employee pays 100% of premiums.
Monthly Premiums for FY17 are:
     Individual     $ 7.07
     Double          $10.25
     Family           $18.39

Group Term Life and AD&D Insurance
The Town offers a $5,000 Term Life and Accidental Death and Dismemberment insurance policy with a monthly premium of $3.60, of which the Town pays 90% ($3.24), and the employee pays 10% ($.36).

Upon retirement, this policy converts to a $2,000 Life policy.